论文标题:我国城镇住宅市场需求现状及对策研究
The Study on the Present Situations and Countermeasures of the Cities and Town"s Residential Market Demand in China
论文作者 张庆宏
论文导师 傅鸿源,论文学位 硕士,论文专业 管理科学与工程
论文单位 重庆大学,点击次数 41,论文页数 86页File Size3750k
2001-11-01论文网 http://www.lw23.com/lunwen_634518077/ 有效需求;房价收入比;住宅金融;住宅二级市场;政府调控体系
The ratio of housing price and revenue;Housing finance;The secondary residential market;The effective demand;The system of government adjustment and control
住宅是人类生存和发展最基本的生活资料之一，也是衡量一国经济和生活水平的重要标志。住宅产业对许多国家和地区的经济腾飞都发挥过积极的促进作用，对我国的经济发展更具有特殊的重大意义。特别是我国的经济正处于一个重要的转折时期，市场告别了短缺，逐步实现了由供方市场向买方市场的转变，居民的消费、居民的需求在引导生产，推动国民经济增长方面的作用日益明显。因此，在新的市场环境下，认真研究我国住宅产业的现状，分析目前住宅产业中有效需求不足的问题，并根据我国的国情，制定出有效的、可实施的办法来解决这些问题，从而扩大住宅的有效需求，推动住宅产业快速健康的发展，并使之成为真正的国民经济新的增长点就成为了目前迫切需要展开的工作。 本文从我国的住宅业现状入手，通过剖析需求的概念，指出了影响住宅需求的各因素：住宅价格和居民收入；居民消费的结构；人口和家庭结构；城市化水平；政府政策等等。并采用实证分析的方法，分析了当前住宅有效需求与潜在需求之间的差距，找出了“住宅有效需求相对不足”的问题实质是：1、高收入户的住宅有效需求未能变现。2、中等收入阶层的住宅有效需求不足。因此，根据我国目前的实际情况，笔者提出了如下建议来解决目前“住宅有效需求相对不足”的问题：1、深化改革，促进高收入户的住宅消费。2、通过规范政府职能部门的行为，明税少费；采用控制工程造价，降低住宅建造成本以及降低广告费用等方法来切实降低房价，拉动住宅有效需求的攀升；3、通过建立住房消费信贷的个人信用制度以及改革住房公积金制度，改革商业住宅金融等构思来扩大住房信贷对住宅有效需求的支持；4、通过为已购公有住房和经济适用房上市创造必要的条件；以及健全住宅二级市场法律法规和加强对住宅二级市场的金融支持力度等办法来大力发展住宅二级市场，促进一、二级市场的联动来推动住宅产业的发展。 为保障低收入居民对住房的需求，笔者还提出了完善廉租房供应体系，改革经济适用房制度的构思。为完善政府对住宅产业的宏观调控，笔者提出了建立住宅市场调控指标系统，以引导住宅市场，帮助开发商降低无效供给的构思。
Residence is a basic means of livelihood which mankind lay in living and developing , also it is a important mark weighing the economic and living standard in one country . The residential industry promote positively economic growing quickly in many countries and areas , for our country , it is of special and important significance for our economic development . In our country , economic is staying one important turning period : market is no longer shortage and finishing the turning from seller"s market to buyer"s market gradually , it has important function that people"s consume and demand lead production and push national economic forward . Under the new market surroundings , researching the present situation of residential industry in our country , analyzing the question of insufficiency effective demand in present residential industry , and making out effective and practicable plans to enlarge the effective demand in residential industry , it is the key to promote the residential industry develop healthily and make the residential industry become the new growth point in national economic .Beginning from the actuality of the residential industry in our country , this article point out all kinds of facts that affect the residential demand by analyzing the concept of demand , analyze the gap between the effective demand and the potential demand of residential market at present by using the method of positivism ,and find out the factors that make the demand insufficiency . according to the actual situation of our country at present ,we also carry out some methods to solve the question of insufficiency demand: decreasing the price of house and promoting the effective demand rising and reforming the housing finance developing the secondary residential market .at last this article carry out the conception of perfecting the system of government adjustment and control.
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